An AI agent for your equity portfolio
We don't hand you a rating. We check the business with real numbers, argue the case against buying, tell you how much to buy and when to add more, and write your exit rule before you put money in. All of it sized to your money, your risk limit and your return goal.
7
checks before any opinion
6
rulebooks applied every time
100%
of notes argue the other side
Example note
A large online marketplace
All five health checks still pass, with sources. You buy in four slices rather than all at once — this is slice two, a quarter of your target size. The last slice stays back in case it falls much further.
Profit on capital
21.4%
Fees it keeps
Rising
Main worry
Bad loans in its lending arm
Max size
12%
Buying plan · slice 1 done, slice 2 ready, slice 3 if it falls further, slice 4 held back
Every time you log in, we re-check the open questions on the stocks you own
What it does
Most tools tell you what a stock is worth. Almost none tell you how much to buy, when to buy more, when to take money off the table, and what has to go wrong for you to leave.
Seven questions, each answered with real numbers and a source. We prove the company can keep competitors out, and we state the strongest reason not to buy before we say anything positive. Vague answers mean no position.
You buy in four slices instead of all at once, sized by how sure you are. The last slice stays untouched for a really bad fall. Before each new slice, five health checks have to pass — a falling price alone is never a reason to buy more.
The selling rules are written before you buy, and they differ by how much you believe in the stock. If it gets expensive, that alone triggers a trim. If one holding grows too big, it gets cut back — no debating it in a good week.
Steady compounders, faster growers and short-term bets each get a set share of your money. Cash is treated as a real position. And there is a cap on how many stocks you hold, because nobody can follow thirty of them properly.
How it works
Finding good news and stopping there isn't research. We have to go looking for the bad news too — including the kind that never shows up when you search the company's own name.
CHECK 01
Today's real price
Looked up, never guessed. A wrong price makes everything after it wrong.
CHECK 02
The last 90 days of news
Deals, recalls, lawsuits, people leaving.
CHECK 03
The latest results
Sales, profit and what management said about next quarter.
CHECK 04
The case against buying
What the people betting against this stock actually say — in their words.
CHECK 05
The biggest threat, head on
The risk is searched on its own, not filtered through company statements.
CHECK 06
What rivals are up to
Lost business shows up in the competitor's news first, never in the company's.
CHECK 07
People who know the industry
Specialists who follow this sector full time, not headlines.
THEN, TWICE
We mark our own work
The draft is checked against every rule, twice. Anything missing gets redone.
No flattery
We won't agree with you just because you already own the stock. If we can't knock down the case against buying, we say so plainly and tell you not to buy.
We tell you without being asked
Your cash is too low for this kind of market.
We tell you without being asked
One stock has grown too large — trim it before you buy anything else.
We tell you without being asked
This company's profit on capital has fallen two years running. The edge is slipping, whatever the price does.
We tell you without being asked
You're buying more only because the price dropped, and the health checks are failing.
The rules
Same order, same standard of proof, every stock. That's what lets you compare two notes six months apart and actually trust the difference.
RULEBOOK 01
A real advantage shows up in seven to ten years of numbers. A good story is not proof.
Profit on capital, high and heading the right way
The one number that matters in this industry
Five warning signs — any one of them is flagged
A "what could make this company obsolete?" test, every time
RULEBOOK 02
Each one answered with evidence you can check — and the case against buying sits right in the middle, on purpose.
How the company actually makes and keeps cash
What specifically drives the next five years of growth
What the price already assumes, versus the company's own history
What you see that the market doesn't — stated clearly enough to be proven wrong
RULEBOOK 03
Four slices, cash that changes with the market, and a health check before any money follows a falling price.
First slice only after the homework is done
Later slices need proof the fall is temporary, not terminal
Last slice held back for the worst drops
Each stock judged against its own high, not the index
RULEBOOK 04
Trim rules set by how strong the case is — and if the stock gets expensive, that fires first.
Your best long-term holdings are trimmed lightly and late
Faster growers pay back your original money first
Short-term bets are sold down hard and early
A size check every quarter that you can't skip
RULEBOOK 05
Set shares for three kinds of holdings, cash you don't spend on a whim, and a limit on how many names you own.
Steady compounders hold most of the money
Faster growers sized for a two to four year window
Short-term bets kept deliberately small
Past about fifteen stocks you're working against your own goal
RULEBOOK 06
You can trade shorter moves without wrecking the long-term book — separate size limits, separate exits, separate scorecard.
Dip buys only on companies you already know well
New ideas traded small before they earn a permanent slot
A trade becomes a long-term holding by decision, never as a rescue
Trading profits go straight to cash
Why us
A general chatbot will tell you what you want to hear. A newsletter tells everyone the same thing. We work only on your portfolio, and we follow the same rules every single time.
The same stock gets a different answer depending on how much you already hold, how big a fall you can live with, and where you pay tax. A rating out of five can't do that.
Every positive note has to state the strongest argument against buying, and beat it with evidence. If we can't, we tell you to stay out. That single rule is what most tools quietly skip.
How much to buy today, at what price to buy the next slice, how much to keep in cash, when to take profits, and the one thing that means you sell. Not "looks attractive at these levels".
Six rulebooks, seven checks, in the same order for every stock. So a note from today and one from six months ago can actually be compared — and you can see what changed.
How good a note is depends on which agent runs it, so we show you the price of each one and let you decide. Quick agent for a first look, frontier agent when real money is on the line.
Every analysis is saved as a PDF you can reread, rename and open anywhere. We are not a broker, we never place a trade, and nobody else sees your holdings.
Free weekly email
Every Sunday you get one email about your own holdings: what actually changed for those companies this week, what it means for your position, and two or three new names worth a look given your goals and risk limit. It is not the same email sent to everyone. Unsubscribe in one click.
Free and weekly. Add your holdings after signing up and the email becomes yours specifically.
Nothing is stored yet — no waitlist table in this chunk.
Subscription
One analysis means one full note on one stock. How good it is depends on the agent you pick, and frontier agents come with Professional and above. Monthly prices below. Switch to yearly and save about 15%.
Professional
Recommended$5.99
per month
20 analyses a month
Under $50K · frontier agents included
Choose Professional| Plan | Who it's for | Why the price makes sense |
|---|---|---|
Free trial | Anyone who wants to judge the quality first. | Three finished notes on well-known companies. Read every page, then decide. |
Basic | Portfolios up to $15,000 — a few holdings and one or two decisions a month. | $32 for the year. A 12% year on $15,000 is about $1,800 of profit, so the plan costs under 2% of it. |
Professional | Under $50,000 — eight to twelve holdings you review monthly. | $60 for the year. Frontier agents are included from here up. |
Professional + | Under $150,000 — a full book of up to fifteen names. | $100 for the year. Roughly half a percent of a 12% year on $150,000. |
Ultra | $150,000 to $500,000 — long-term holdings plus short-term trades. | $150 for the year. Under half a percent of a 12% year on $300,000. |
Pay per use | A couple of decisions a year, with no subscription running in the background. | $1 with the quick agent, $1.50 with a frontier agent. Balance never expires. |
Read three full sample notes free — no card needed. Then bring your own holdings.